About Northfield
Northfield Excess & Surplus Lines is a division of Travelers, one of the largest property casualty companies in the United States, and has more than 40 years of experience in the non-admitted marketplace.
Through contracted general agents and wholesalers, we provide flexible, broad and competitively-priced products.
The lines of business Northfield offers, depending on jurisdiction, include:
- Commercial general liability
- Commercial property
- Crime
- Cyber liability (CyberFirst Essentials®)
- Hired and non-owned Auto
- Inland marine
- Liquor liability
- Miscellaneous professional liability
Northfield Contract Binding
Northfield Contract Binding has a broad risk appetite offering coverage on a monoline and package basis for more than 1,000 classes of business. We provide our general agents with delegated underwriting authority and a sophisticated rate, quote, bind and issue platform incorporating advanced Web Services capabilities. Property coverage is available with limits up to $10 million per location, and primary limits up to $5 million are available for general liability. Top classes of business for Contract Binding include: apartments, building owners, condos, contractors, dwellings, hotels and motels, offices, restaurants/bars/taverns, retail and mercantile, vacant land and buildings.
Northfield Brokerage Solutions
Northfield Brokerage Solutions is an individual-account underwriting group that focuses on larger and more complex risks that fall outside of Contract Binding authority. Property coverage is available with limits up to $20 million per location, and primary limits up to $5 million are available for general liability. Coverage is provided on either a monoline or package basis when applicable. Brokerage Solutions targets specialized service and construction contractors, manufacturing and industrial risks, retail and wholesale distributors, products liability exposures, large property including building schedules, and many more.
Strength and stability
As a division of Travelers, Northfield offers the financial strength and resources of a global Dow 30 company, while also providing trusted local presence and excess and surplus lines expertise. Northfield is rated A++ for financial strength and stability by A.M. Best, an independent insurance rating firm.