About Northfield

Northfield Excess & Surplus Lines is a division of Travelers, one of the largest property casualty companies in the United States, and has more than 40 years of experience in the non-admitted marketplace.

Through contracted general agents and wholesalers, we provide flexible, broad and competitively-priced products.

The lines of business Northfield offers, depending on jurisdiction, include:

  • Commercial general liability
  • Commercial property
  • Crime
  • Cyber liability (CyberFirst Essentials®)
  • Hired and non-owned Auto
  • Inland marine
  • Liquor liability
  • Miscellaneous professional liability

Northfield Contract Binding

Northfield Contract Binding has a broad risk appetite offering coverage on a monoline and package basis for more than 1,000 classes of business. We provide our general agents with delegated underwriting authority and a sophisticated rate, quote, bind and issue platform incorporating advanced Web Services capabilities. Property coverage is available with limits up to $10 million per location, and primary limits up to $5 million are available for general liability. Top classes of business for Contract Binding include: apartments, building owners, condos, contractors, dwellings, hotels and motels, offices, restaurants/bars/taverns, retail and mercantile, vacant land and buildings.

Northfield Brokerage Solutions

Northfield Brokerage Solutions is an individual-account underwriting group that focuses on larger and more complex risks that fall outside of Contract Binding authority. Property coverage is available with limits up to $20 million per location, and primary limits up to $5 million are available for general liability. Coverage is provided on either a monoline or package basis when applicable. Brokerage Solutions targets specialized service and construction contractors, manufacturing and industrial risks, retail and wholesale distributors, products liability exposures, large property including building schedules, and many more.

Strength and stability

As a division of Travelers, Northfield offers the financial strength and resources of a global Dow 30 company, while also providing trusted local presence and excess and surplus lines expertise. Northfield is rated A++ for financial strength and stability by A.M. Best, an independent insurance rating firm. 

Northfield – your solution for writing more business.

This material does not affect the provisions or coverages of any insurance policy issued by Northfield, nor does it imply that coverage does or does not exist for any particular claim or loss under any such policy.  Coverage is underwritten by Northfield Insurance Company. Northfield is a U.S. based surplus lines insurer, operating in all states except IA, MA and MO. State law requires notification that Northfield is not licensed in California or New York. The information in this document is provided for general informational purposes and does not constitute an offer to sell or a solicitation. This information is for surplus lines licensees only.

A.M. Best’s rating of A++ applies to certain insurance subsidiaries of Travelers that are members of the Travelers Insurance Companies pool; other subsidiaries are included in another rating pool or are separately rated. For a listing of companies rated by A.M. Best and other rating services visit travelers.com. Ratings listed herein are current, are used with permission, and are subject to changes by the rating services. For the latest rating, access ambest.com.