Insurance is all about providing the protection that gives people peace of mind. Northfield, and the general agents who distribute our products, have done that for countless classes of business and thousands of satisfied insureds.
We have more than 40 years of experience in the excess and surplus marketplace and today are one of the top excess and surplus insurance providers in the nation. Our general agents are known for working closely with retail brokers and their customers to assess risk, improve safety and deliver affordable insurance products tailored to each customer’s unique needs.
Our broad, flexible options cover a wide range of difficult risks, which enable us to provide solutions that can support companies so they can continue to grow.
Northfield distributes its products through contracted wholesale general agents, primarily on a non-admitted basis. The lines of business Northfield can write, depending on your jurisdiction, include:
- Commercial general liability
- Commercial property
- Inland marine
- Liquor liability
- Miscellaneous professional liability
Northfield Binding has the ability to write a broad risk appetite and can handle accounts that cannot find a home in the standard lines marketplace. Northfield contracted general agents have the underwriting authority to help get the business bound.
Northfield Solutions provides a continuation of what Northfield Binding offers today, enabling general agents to write more business. It’s an individual-account underwriting group designed to accept commercial general liability business that does not fit within the defined underwriting authority of Northfield Binding’s general agents.
Northfield Solutions bridges the gap between small business binding risks and larger brokerage placement or high-hazard risks. Our appetite within this specialty group includes contracting risks, manufacturing, retail and wholesale distributors, service contractors and operations – and many more. We are able to handle property business in support of general liability on accounts with total values less than $2,000,000.
Strength and stability
Northfield is a part of the Northland Group, which is a division of Travelers, one of the largest property casualty companies in the United States. While Travelers can provide the financial strength and resources of a global Dow 30 company, Northfield offers customers the trusted local presence and excess and surplus expertise we’ve developed in our more than 40 years of operation. We’re rated A++ for financial strength and stability by A.M. Best, an independent insurance rating firm. An insurer’s financial resources are an important consideration when selecting insurance. In the event that an insured has a claim, you’ll want to be sure the insurance company has the financial strength to protect them. Stability, strength and integrity are cornerstones of Northfield.
A.M. Best’s rating of A++ applies to certain insurance subsidiaries of Travelers that are members of the Travelers Insurance Companies pool; other subsidiaries are included in another rating pool or are separately rated. For a listing of companies rated by A.M. Best and other rating services visit travelers.com. Ratings listed herein are current, are used with permission, and are subject to changes by the rating services. For the latest rating, access ambest.com.