Commercial general liability

Northfield offers general liability coverages in all states, predominantly on a non-admitted basis.  Coverage is available on a single line or on a package basis.

Coverages

  • Additional insureds
  • Contractual liability
  • Employee benefits
  • Hired and non-owned auto liability
  • Independent contractors
  • Personal and advertising injury
  • Products/completed operations
  • Per project aggregate
  • Total aggregate and designated location limit 
  • Waiver of subrogation
  • Products liability

Classes

Northfield has the ability to write over 1,500 different general liability classes. Some of our most popular classes include:

  • Adult day care
  • Alcohol & drug programs
  • Amusement centers
  • Artisan/trade contractors
  • Auto service & repair
  • Bakeries
  • Beauty parlors/barber shops
  • Builders risk
  • Child day care centers
  • Churches/other house of worship
  • Clubs
  • Companion care
  • Contractors equipment rental
  • Convenience stores
  • Counseling services
  • Demolition contractors
  • Detective & private investigators
  • Elevator inspection service & repair
  • Excavation – Grading of land
  • Flea markets
  • Funeral directors
  • Garbage/Refuse haulers
  • Gas/Service stations
  • General contractors – Residential home builders
  • Haunted houses
  • Health care providers
  • Health & exercise clubs
  • Homeless shelters/Soup kitchens/Missions
  • Homeowners associations
  • Hotels/motels
  • Hunting, fishing & shooting clubs/preserves
  • Janitorial services
  • Landscape gardening
  • Lawn care
  • Lessor’s risk
  • Manufacturers
  • Medical equipment stores & rental
  • Medical offices
  • Mercantile/Retail stores
  • Mobile home parks
  • Office risks
  • Outfitters and guides
  • Package/retail stores
  • Party & event planners
  • Pawnshops
  • Pest control/exterminator services
  • Pet groomers, boarders & trainers
  • Pool & spa servicing contractors
  • Power washers
  • Real estate property managed
  • Restaurants, bars & taverns
  • Roofing contractors
  • Shelters rehab
  • Shooting ranges
  • Special events
  • Specialty training
  • Sports camps/Leagues/Events
  • Sports instructors
  • Street vendors & kiosks
  • Tanning salons
  • Temporary employment agencies
  • Tree trimmers
  • Truckers
  • Vacant buildings
  • Vacant land/land leased to others
  • Warehouses
  • Watercraft
  • Water hazards
  • Welding